We conduct policy-oriented applied and academic research to provide an independent, holistic, and pragmatic perspective on the current state, risks, and opportunities in the financial services sector. We identify key research areas through ongoing gap analysis and stakeholder engagement, focusing on issues of both local and global relevance.
Our team of experts are also regularly sharing relevant insights about education, FinTech development, regulation, and the part they play in this center. These diverse opinions, experiences, and perspectives have been instrumental in the creation and development of how we are approaching the needs of the financial services market and could be helpful to others who are passionate about this as well.
OUR RESEARCH AND INSIGHTS
We conduct policy-oriented applied and academic research to provide an independent, holistic, and pragmatic perspective on the current state, risks, and opportunities in the financial services sector. We identify key research areas through ongoing gap analysis and stakeholder engagement, focusing on issues of both local and global relevance.
Our team of experts are also regularly sharing relevant insights about education, FinTech development, regulation, and the part they play in this center. These diverse opinions, experiences, and perspectives have been instrumental in the creation and development of how we are approaching the needs of the financial services market and could be helpful to others who are passionate about this as well.
Mortgage Lending and Promoting Competition: Time to Shift Gears?
The study analyzes Latvia’s and global practices in mortgage lending market design and competition promotion, aiming to foster an evidence-based discussion and propose recommendations for Latvia’s mortgage lending market development. The study is being implemented within the framework of EC Recovery and Resilience Mechanism Project No. 5.2.1.1.i.0/1/23/I/CFLA/001 “Strengthening Knowledge and Research Capacity in the Areas of Anti-Money Laundering, Financial Technologies, and Sector Analysis”. The study authors are BFC economists and experts Kristīne Dambe, Andrejs Jakobsons, and William Schaub.
ANNUAL LATVIAN FINANCIAL SERVICES SECTOR DEVELOPMENT FLAGSHIP REPORT
We will publish an annual report that will provide a systematic overview of the current state, risks, and development opportunities in Latvia’s financial services sector. The report will also include additional articles and opinion columns in this section.
ANNUAL LATVIAN FINANCIAL SERVICES SECTOR DEVELOPMENT FLAGSHIP REPORT
We will publish an annual flagship report, offering a systemic view of the Latvian financial services sector’s current state, risks, and development opportunities. Part of this report will include side articles, opinion editorials, and other more focused writings under this section.
EFFECTIVE AND PROPORTIONATE REGULATION FOR WELL-FUNCTIONING FINANCIAL SERVICES MARKETS
Financial regulation, while essential for well functioning financial markets, can also create unintended consequences. This research dives deep to explore the key challenges, aiming to spark collaborative solutions among industry, government, and academia to ensure a thriving financial ecosystem.
EFFECTIVE AND PROPORTIONATE REGULATION FOR WELL-FUNCTIONING FINANCIAL SERVICES MARKETS
Financial regulation, while essential for well functioning financial markets, can also create unintended consequences. This research dives deep to explore the key challenges, aiming to spark collaborative solutions among industry, government, and academia to ensure a thriving financial ecosystem.
EMPOWERING THE BALTICS’ FINTECH FUTURE: THE FINTECH OBSERVATORY
Fueled by the Baltics’ ambition to be European FinTech leaders, the FinTech Observatory strives to act as a bridge, addressing critical data and analysis gaps. This empowers informed decision-making by industry, policymakers, and academia. The Observatory achieves this by building a reliable, comprehensive, and up-to-date Baltic FinTech database, and by providing independent analysis to support the ecosystem in monitoring and debating its strategic development.
EMPOWERING THE BALTICS’ FINTECH FUTURE: THE FINTECH OBSERVATORY
Fueled by the Baltics’ ambition to be European FinTech leaders, the FinTech Observatory strives to act as a bridge, addressing critical data and analysis gaps. This empowers informed decision-making by industry, policymakers, and academia. The Observatory achieves this by building a reliable, comprehensive, and up-to-date Baltic FinTech database, and by providing independent analysis to support the ecosystem in monitoring and debating its strategic development.