Financial services, which are crucial to the economy, are heavily regulated and increasingly utilized for broader social and political goals, such as sustainable development and anti-money laundering. If it is well-designed and proportionately implemented, regulation can bring many benefits. However, in practice, financial regulation and implementation creates issues, such as disagreements over proportionality, unintended indirect costs, and conflicting regulatory mandates.

This policy-oriented research stream aims to provide a comprehensive, independent perspective to inform ecosystem stakeholders on the most pertinent challenges, support evidence-based policy development, and foster collaboration among industry, government, and academia.