{"id":8126,"date":"2024-10-22T11:25:25","date_gmt":"2024-10-22T11:25:25","guid":{"rendered":"https:\/\/finance.rbs.lv\/?post_type=tribe_events&#038;p=8126"},"modified":"2025-03-10T18:42:12","modified_gmt":"2025-03-10T16:42:12","slug":"mortgage-lending-and-promoting-competition-time-to-shift-gears","status":"publish","type":"tribe_events","link":"https:\/\/finance.rbs.lv\/en\/event\/mortgage-lending-and-promoting-competition-time-to-shift-gears\/","title":{"rendered":"Mortgage lending and promoting competition: time to shift gears?"},"content":{"rendered":"\r\n\r\n\r\n<p><span style=\"font-weight: 400\"><img decoding=\"async\" class=\"lazyload size-large wp-image-8651 alignnone\" src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2024\/10\/majaslapai-ENG-1-1024x576.png\" data-orig-src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2024\/10\/majaslapai-ENG-1-1024x576.png\" alt=\"\" width=\"1024\" height=\"576\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271024%27%20height%3D%27576%27%20viewBox%3D%270%200%201024%20576%27%3E%3Crect%20width%3D%271024%27%20height%3D%27576%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2024\/10\/majaslapai-ENG-1-200x113.png 200w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2024\/10\/majaslapai-ENG-1-300x169.png 300w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2024\/10\/majaslapai-ENG-1-400x225.png 400w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2024\/10\/majaslapai-ENG-1-600x338.png 600w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2024\/10\/majaslapai-ENG-1-768x432.png 768w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2024\/10\/majaslapai-ENG-1-800x450.png 800w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2024\/10\/majaslapai-ENG-1-1024x576.png 1024w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2024\/10\/majaslapai-ENG-1-1200x675.png 1200w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2024\/10\/majaslapai-ENG-1-1536x864.png 1536w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2024\/10\/majaslapai-ENG-1.png 1920w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/span><\/p>\r\n<p><span style=\"font-weight: 400\">The Baltic Financial Center has conducted an independent study analyzing Latvian and global practices in mortgage market design and competition promotion to promote evidence-based discussion and offer proposals for market development.<\/span><\/p>\r\n<p><b>The event will present the study&#8217;s conclusions and discuss the following questions:<\/b><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">What kind of mortgage market do we want to develop over the next 5-10 years, and what are we currently lacking for an effective competitive process?<\/span><\/li>\r\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Will the solutions implemented so far to improve competition be sufficient, considering the experience of other countries?<\/span><\/li>\r\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Who is responsible for promoting competition in the financial sector, and how can the approach to promoting competition be strengthened based on global best practices?<\/span><\/li>\r\n<\/ul>\r\n<div>The event will be held in Latvian, with English translation available.<\/div>\r\n<div>Please fill out the\u00a0<a href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSfW5-483-8x1IPO5UuC7r1WesMmglkwZrBIi1UgKQb0UZk7vQ\/viewform?usp=sf_link\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSfW5-483-8x1IPO5UuC7r1WesMmglkwZrBIi1UgKQb0UZk7vQ\/viewform?usp%3Dsf_link&amp;source=gmail&amp;ust=1729677893088000&amp;usg=AOvVaw0zejINeCpufbk2ssNfEf5k\">registration form<\/a>\u00a0by November 5th. Number of guests is limited.<\/div>\r\n<div>\u00a0<\/div>\r\n<div>___<\/div>\r\n<p><span style=\"font-weight: 400\">The study is implemented within the framework of the European Commission&#8217;s Recovery and Resilience Facility funded project No. 5.2.1.1.i.0\/1\/23\/I\/CFLA\/001 &#8220;Strengthening Knowledge and Research Capacity in the Areas of Anti-Money Laundering, Financial Technologies, and Sector Analysis&#8221;. The authors are BFC economists and experts Krist\u012bne Dambe, Andrejs Jakobsons, and William Schaub.<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><b>Program<\/b><\/p>\r\n<p>&nbsp;<\/p>\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td>\u00a0<\/td>\r\n<td><span style=\"font-weight: 400\">8:30 Arrival, coffee<\/span><\/td>\r\n<\/tr>\r\n<tr>\r\n<td><span style=\"font-weight: 400\">\u00a0 \u00a0<\/span><\/td>\r\n<td><b><span style=\"font-weight: 400\">9:00 <\/span>Opening Remarks<\/b>\r\n<p><b><i>Zane Petre<\/i><\/b><i><span style=\"font-weight: 400\">, Head of the European Commission Representation in Latvia<br \/><\/span><\/i><b><i>El\u012bna Gaile-Sarkane<\/i><\/b><i><span style=\"font-weight: 400\">, RTU Vice-Rector for Studies<\/span><\/i><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\u00a0<\/td>\r\n<td><b><span style=\"font-weight: 400\">9:10 <\/span>Presentation of Research Conclusions<\/b>\r\n<p><b><i>Krist\u012bne Dambe<\/i><\/b><i><span style=\"font-weight: 400\">, BFC Founding Director and Economist<br \/><\/span><\/i><b><i>Andrejs Jakobsons<\/i><\/b><i><span style=\"font-weight: 400\">, BFC Economist<\/span><\/i><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><span style=\"font-weight: 400\">\u00a0 \u00a0 \u00a0 \u00a0<\/span><\/td>\r\n<td><b><span style=\"font-weight: 400\">9:40 <\/span>Panel Discussion: What Should the Mortgage Market Look Like in 2030 and How to Get There?<\/b>\r\n<p><b><i>Arvils A\u0161eradens<\/i><\/b><i><span style=\"font-weight: 400\">, Minister of Finance<br \/><\/span><\/i><b><i>M\u0101rti\u0146\u0161 Kaz\u0101ks<\/i><\/b><i><span style=\"font-weight: 400\">, President of the Bank of Latvia<br \/><\/span><\/i><b><i>Skaidr\u012bte \u0100brama<\/i><\/b><i><span style=\"font-weight: 400\">, Chair of the Saeima Economic Committee<br \/><\/span><\/i><b><i>Uldis C\u0113rps<\/i><\/b><i><span style=\"font-weight: 400\">, Head of the Finance Latvia Association<br \/><\/span><\/i><b><i>Ain\u0101rs Balcers<\/i><\/b><i><span style=\"font-weight: 400\">, Co-Chair of the Finance Latvia Association&#8217;s Lending Committee, Head of Swedbank Latvia&#8217;s Private Individuals Division<br \/><\/span><\/i><b><i>T\u012bna L\u016bse<\/i><\/b><i><span style=\"font-weight: 400\">, Head of the FinTech Latvia Association<br \/><\/span><\/i><b><i>Krist\u012bne Dambe<\/i><\/b><i><span style=\"font-weight: 400\">, BFC Founding Director<br \/><\/span><\/i><i><span style=\"font-weight: 400\"><br \/><\/span><\/i><i><span style=\"font-weight: 400\">Moderator: <\/span><\/i><b><i>Ain\u0101rs Ozols<\/i><\/b><i><span style=\"font-weight: 400\">, Chairman of the BFC Development Council<\/span><\/i><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><span style=\"font-weight: 400\">\u00a0 \u00a0 \u00a0 \u00a0\u00a0<\/span><\/td>\r\n<td><b> <span style=\"font-weight: 400\">10:40\u00a0 <\/span>Summary<\/b>\r\n<p><b><i>M\u0101rti\u0146\u0161 Zem\u012btis<\/i><\/b><i><span style=\"font-weight: 400\">, Head of the European Parliament Office in Latvia<\/span><\/i><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\u00a0<\/td>\r\n<td><span style=\"font-weight: 400\">10:45 Coffee and Refreshments<\/span><\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<p>\r\n\r\n<\/p>\r\n<p><a href=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2025\/01\/12112024-Hipotekara-kreditesana.pptx.pdf\">Presentation of the event (PDF)<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>The Baltic Financial Center has conducted an independent study analyzing  [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":8154,"template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_tribe_events_status":"","_tribe_events_status_reason":"","footnotes":""},"tags":[],"tribe_events_cat":[],"class_list":["post-8126","tribe_events","type-tribe_events","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/tribe_events\/8126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/tribe_events"}],"about":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/types\/tribe_events"}],"author":[{"embeddable":true,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/users\/32"}],"version-history":[{"count":24,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/tribe_events\/8126\/revisions"}],"predecessor-version":[{"id":8653,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/tribe_events\/8126\/revisions\/8653"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/media\/8154"}],"wp:attachment":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/media?parent=8126"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/tags?post=8126"},{"taxonomy":"tribe_events_cat","embeddable":true,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/tribe_events_cat?post=8126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}