{"id":10891,"date":"2026-02-23T16:39:46","date_gmt":"2026-02-23T14:39:46","guid":{"rendered":"https:\/\/finance.rbs.lv\/?p=10891"},"modified":"2026-02-25T11:25:30","modified_gmt":"2026-02-25T09:25:30","slug":"10891","status":"publish","type":"post","link":"https:\/\/finance.rbs.lv\/en\/2026\/02\/23\/10891\/","title":{"rendered":"New study on Estonian 2nd pension pillar reform published"},"content":{"rendered":"<p><a href=\"https:\/\/finance.rbs.lv\/en\/five-years-since-the-estonian-2nd-pension-pillar-reform-what-have-we-learned\/\"><img decoding=\"async\" class=\"lazyload alignnone size-full wp-image-10894\" src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/Heidi-petijums-majaslapai-730-x-486-px-1.png\" data-orig-src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/Heidi-petijums-majaslapai-730-x-486-px-1.png\" alt=\"\" width=\"730\" height=\"486\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27730%27%20height%3D%27486%27%20viewBox%3D%270%200%20730%20486%27%3E%3Crect%20width%3D%27730%27%20height%3D%27486%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/Heidi-petijums-majaslapai-730-x-486-px-1-200x133.png 200w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/Heidi-petijums-majaslapai-730-x-486-px-1-300x200.png 300w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/Heidi-petijums-majaslapai-730-x-486-px-1-400x266.png 400w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/Heidi-petijums-majaslapai-730-x-486-px-1-600x399.png 600w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/Heidi-petijums-majaslapai-730-x-486-px-1.png 730w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 730px) 100vw, 730px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">BFC has published its new specialised expertise study <strong>&#8220;<\/strong><\/span><strong>Five Years Since The Estonian 2nd Pension Pillar Reform: What Have We Learned?&#8221;<\/strong><br \/>\n<span data-contrast=\"auto\">This study by BFC expert\u00a0<strong>Heidi Reinson<\/strong>\u00a0examines\u00a0Estonia&#8217;s landmark 2021 pension reform, which transformed its mandatory funded 2<\/span>nd\u00a0pillar into a fully voluntary scheme\u00a0and allowed participants to withdraw their accumulated savings before retirement. Five years on, the reform offers a rare real-world case study of large-scale pension\u00a0freedom\u00a0and its economic and social consequences.<\/p>\n<p>The research brings together political and economic analysis in a single publication, assessing the drivers behind the reform, its immediate fiscal and macroeconomic effects, and its emerging long-term implications.<\/p>\n<p><strong>Read more: <a href=\"https:\/\/finance.rbs.lv\/en\/five-years-since-the-estonian-2nd-pension-pillar-reform-what-have-we-learned\/\">https:\/\/finance.rbs.lv\/en\/five-years-since-the-estonian-2nd-pension-pillar-reform-what-have-we-learned\/<\/a><\/strong><\/p>\n<p><em>The study is developed within the framework of EC Recovery and Resilience Mechanism Project No. 5.2.1.1.i.0\/1\/23\/I\/CFLA\/001 \u201cStrengthening Knowledge and Research Capacity in the Areas of Anti-Money Laundering, Financial Technologies, and Sector Analysis\u201d.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; BFC has published its new specialised expertise study &#8220;Five  [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":10894,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[5,1],"tags":[],"class_list":["post-10891","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/posts\/10891","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/comments?post=10891"}],"version-history":[{"count":5,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/posts\/10891\/revisions"}],"predecessor-version":[{"id":10913,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/posts\/10891\/revisions\/10913"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/media\/10894"}],"wp:attachment":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/media?parent=10891"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/categories?post=10891"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/tags?post=10891"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}