{"id":8270,"date":"2024-11-25T11:42:44","date_gmt":"2024-11-25T11:42:44","guid":{"rendered":"https:\/\/finance.rbs.lv\/?page_id=8270"},"modified":"2026-05-26T14:50:24","modified_gmt":"2026-05-26T11:50:24","slug":"insights","status":"publish","type":"page","link":"https:\/\/finance.rbs.lv\/en\/insights\/","title":{"rendered":"Insights"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:200px;--awb-padding-bottom:0px;--awb-padding-top-medium:110px;--awb-padding-bottom-medium:60px;--awb-background-color:var(--awb-color8);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center fusion-animated\" style=\"--awb-padding-top:20px;--awb-padding-bottom:10px;--awb-padding-top-small:0px;--awb-bg-color:var(--awb-color8);--awb-bg-color-hover:var(--awb-color8);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:0%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:0%;--awb-spacing-left-medium:0%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInLeft\" data-animationDuration=\"1.3\" data-animationOffset=\"top-into-view\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\" style=\"--awb-content-alignment:center;--awb-font-size:40px;--awb-line-height:1;--awb-text-color:var(--awb-color1);--awb-text-font-family:&quot;Cocofrmt&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p><span class=\"OYPEnA text-decoration-none text-strikethrough-none\">INSIGHTS<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:80px;--awb-padding-right:23px;--awb-padding-bottom:20px;--awb-padding-left:20px;--awb-padding-top-medium:110px;--awb-padding-bottom-medium:60px;--awb-margin-top:100px;--awb-background-color:var(--awb-color5);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-stretch fusion-animated\" style=\"--awb-padding-top:20px;--awb-padding-right:10px;--awb-padding-bottom:10px;--awb-padding-left:10px;--awb-padding-top-small:0px;--awb-bg-color:rgba(47,62,76,0);--awb-bg-color-hover:rgba(47,62,76,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:4.8%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:4.8%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:4.8%;--awb-spacing-left-medium:4.8%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInLeft\" data-animationDuration=\"1.3\" data-animationOffset=\"top-into-view\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-2\" style=\"--awb-content-alignment:center;--awb-font-size:40px;--awb-line-height:1;--awb-text-color:var(--awb-color1);--awb-text-font-family:&quot;Cocofrmt&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p><strong><span class=\"OYPEnA text-decoration-none text-strikethrough-none\">INSIGHTS<\/span><\/strong><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:50px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-border-color:var(--awb-color8);--awb-border-top:3px;--awb-border-right:3px;--awb-border-bottom:3px;--awb-border-left:3px;--awb-border-style:solid;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:50px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:19.2%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:19.2%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:19.2%;--awb-spacing-left-medium:19.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-3\" style=\"--awb-font-size:24px;--awb-text-color:var(--awb-color8);--awb-text-font-family:&quot;Cocofrmt&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p style=\"text-align: center\"><strong>ESTONIAN PENSION REFORM FIVE YEARS ON\u00a0<\/strong><\/p>\n<\/div><\/div><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:4.896%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.896%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:4.896%;--awb-spacing-left-medium:4.896%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-4\" style=\"--awb-font-size:18px;--awb-text-color:var(--awb-color8);--awb-text-font-family:&quot;Marcellus&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p style=\"text-align: center\">Article by Heidi Reinson, RTU Riga Business School&#8217;s Baltic Finance Centre; University of Tartu<\/p>\n<\/div><\/div><\/div><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--awb-margin-bottom:20px;\" target=\"_self\" href=\"https:\/\/finance.rbs.lv\/en\/2026\/05\/26\/estonian-pension-reform-five-years-on-our-neighbours-should-learn-from-our-mistakes\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">READ MORE<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-border-color:var(--awb-color8);--awb-border-top:3px;--awb-border-right:3px;--awb-border-bottom:3px;--awb-border-left:3px;--awb-border-style:solid;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:50px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:19.2%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:19.2%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:19.2%;--awb-spacing-left-medium:19.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-5\" style=\"--awb-font-size:24px;--awb-text-color:var(--awb-color8);--awb-text-font-family:&quot;Cocofrmt&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p style=\"text-align: center\"><strong>STUDENTS ENGAGE WHEN THE LEARNING ALIGNS WITH THEIR GOALS<\/strong><\/p>\n<\/div><\/div><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-3 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:4.896%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.896%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:4.896%;--awb-spacing-left-medium:4.896%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-6\" style=\"--awb-font-size:18px;--awb-text-color:var(--awb-color8);--awb-text-font-family:&quot;Marcellus&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p style=\"text-align: center\">Interview with Dr. Zane Oli\u0146a<\/p>\n<\/div><\/div><\/div><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" style=\"--awb-margin-bottom:20px;\" target=\"_self\" href=\"https:\/\/finance.rbs.lv\/en\/2025\/02\/28\/students-engage-when-the-learning-aligns-with-their-goals-interview-with-dr-zane-olina\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">READ MORE<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-border-color:var(--awb-color8);--awb-border-top:3px;--awb-border-right:3px;--awb-border-bottom:3px;--awb-border-left:3px;--awb-border-style:solid;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:50px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-4 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:19.2%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:19.2%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:19.2%;--awb-spacing-left-medium:19.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-7\" style=\"--awb-font-size:24px;--awb-text-color:var(--awb-color8);--awb-text-font-family:&quot;Cocofrmt&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p style=\"text-align: center\"><strong>INNOVATING FINANCIAL EDUCATION<\/strong><\/p>\n<\/div><\/div><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-5 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:4.896%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.896%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:4.896%;--awb-spacing-left-medium:4.896%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\" style=\"--awb-font-size:18px;--awb-text-color:var(--awb-color8);--awb-text-font-family:&quot;Marcellus&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p style=\"text-align: center\">Nauris Bloks sharing his insights on developing a cutting-edge FinTech Business Education curriculum at BFC<\/p>\n<\/div><\/div><\/div><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type\" style=\"--awb-margin-bottom:20px;\" target=\"_self\" href=\"https:\/\/finance.rbs.lv\/2024\/06\/26\/innovating-financial-education\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">READ MORE<\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:20px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-border-color:var(--awb-color8);--awb-border-top:3px;--awb-border-right:3px;--awb-border-bottom:3px;--awb-border-left:3px;--awb-border-style:solid;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:50px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-6 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:19.2%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:19.2%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:19.2%;--awb-spacing-left-medium:19.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-9\" style=\"--awb-font-size:24px;--awb-text-color:var(--awb-color8);--awb-text-font-family:&quot;Cocofrmt&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p style=\"text-align: center\"><strong>ESTONIAN PENSION REFORM FIVE YEARS ON<\/strong><\/p>\n<\/div><\/div><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-7 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:4.896%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.896%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:4.896%;--awb-spacing-left-medium:4.896%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-10\" style=\"--awb-font-size:18px;--awb-text-color:var(--awb-color8);--awb-text-font-family:&quot;Marcellus&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p style=\"text-align: center\">Article by Heidi Reinson, RTU Riga Business School&#8217;s Baltic Finance Centre; University of Tartu<\/p>\n<\/div><\/div><\/div><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-4 fusion-button-default-span fusion-button-default-type\" style=\"--awb-margin-bottom:20px;\" target=\"_self\" href=\"https:\/\/finance.rbs.lv\/en\/2026\/05\/26\/estonian-pension-reform-five-years-on-our-neighbours-should-learn-from-our-mistakes\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">READ MORE<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-border-color:var(--awb-color8);--awb-border-top:3px;--awb-border-right:3px;--awb-border-bottom:3px;--awb-border-left:3px;--awb-border-style:solid;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:30px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-8 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:19.2%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:19.2%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:19.2%;--awb-spacing-left-medium:19.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-11\" style=\"--awb-font-size:24px;--awb-text-color:var(--awb-color8);--awb-text-font-family:&quot;Cocofrmt&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p style=\"text-align: center\"><strong>STUDENTS ENGAGE WHEN THE LEARNING ALIGNS WITH THEIR GOALS<\/strong><\/p>\n<\/div><\/div><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-9 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:4.896%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.896%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:4.896%;--awb-spacing-left-medium:4.896%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-12\" style=\"--awb-font-size:18px;--awb-text-color:var(--awb-color8);--awb-margin-right:5px;--awb-margin-left:5px;--awb-text-font-family:&quot;Marcellus&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p style=\"text-align: center\">Interview with Dr. Zane Oli\u0146a<\/p>\n<\/div><\/div><\/div><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-5 fusion-button-default-span fusion-button-default-type\" style=\"--awb-margin-bottom:20px;\" target=\"_self\" href=\"https:\/\/finance.rbs.lv\/en\/2025\/02\/28\/students-engage-when-the-learning-aligns-with-their-goals-interview-with-dr-zane-olina\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">READ MORE<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-border-color:var(--awb-color8);--awb-border-top:3px;--awb-border-right:3px;--awb-border-bottom:3px;--awb-border-left:3px;--awb-border-style:solid;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:30px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row fusion-flex-align-items-center\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-10 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:19.2%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:19.2%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:19.2%;--awb-spacing-left-medium:19.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-13\" style=\"--awb-font-size:24px;--awb-text-color:var(--awb-color8);--awb-text-font-family:&quot;Cocofrmt&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p style=\"text-align: center\"><strong>INNOVATING FINANCIAL EDUCATION<\/strong><\/p>\n<\/div><\/div><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-11 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-color:rgba(173,186,187,0);--awb-bg-color-hover:rgba(173,186,187,0);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:4.896%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.896%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:4.896%;--awb-spacing-left-medium:4.896%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-text fusion-text-14\" style=\"--awb-font-size:18px;--awb-text-color:var(--awb-color8);--awb-margin-right:5px;--awb-margin-left:5px;--awb-text-font-family:&quot;Marcellus&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p style=\"text-align: center\">Nauris Bloks sharing his insights on developing a cutting-edge FinTech Business Education curriculum at the BFC<\/p>\n<\/div><\/div><\/div><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-6 fusion-button-default-span fusion-button-default-type\" style=\"--awb-margin-bottom:20px;\" target=\"_self\" href=\"https:\/\/finance.rbs.lv\/2024\/06\/26\/innovating-financial-education\/%20\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">READ MORE<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":51,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"100-width.php","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-8270","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/pages\/8270","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/comments?post=8270"}],"version-history":[{"count":10,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/pages\/8270\/revisions"}],"predecessor-version":[{"id":10983,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/pages\/8270\/revisions\/10983"}],"wp:attachment":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/media?parent=8270"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}