{"id":10421,"date":"2026-01-31T00:18:15","date_gmt":"2026-01-30T22:18:15","guid":{"rendered":"https:\/\/finance.rbs.lv\/?page_id=10421"},"modified":"2026-03-17T13:32:06","modified_gmt":"2026-03-17T11:32:06","slug":"finquest-coopetition-2026","status":"publish","type":"page","link":"https:\/\/finance.rbs.lv\/en\/finquest-coopetition-2026\/","title":{"rendered":"FinQuest Coopetition 2026"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility lazyload fusion-animated\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:25%;--awb-padding-bottom:50px;--awb-padding-top-medium:110px;--awb-padding-bottom-medium:60px;--awb-background-color:var(--awb-color5);--awb-background-size:cover;--awb-flex-wrap:wrap;\" data-bg=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Majaslapai.png\" data-animationType=\"slideInLeft\" data-animationDuration=\"0.6\" data-animationOffset=\"top-into-view\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:50px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"1200\" height=\"1200\" title=\"FinQuest-03\" src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/FinQuest-03.jpg\" data-orig-src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/FinQuest-03.jpg\" alt class=\"lazyload img-responsive wp-image-10811\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271200%27%20height%3D%271200%27%20viewBox%3D%270%200%201200%201200%27%3E%3Crect%20width%3D%271200%27%20height%3D%271200%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/FinQuest-03-200x200.jpg 200w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/FinQuest-03-400x400.jpg 400w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/FinQuest-03-600x600.jpg 600w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/FinQuest-03-800x800.jpg 800w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/FinQuest-03.jpg 1200w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 718px) 100vw, 1200px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:6%;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_2_3 2_3 fusion-flex-column\" style=\"--awb-padding-right:77px;--awb-padding-right-small:0px;--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:2.88%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p data-start=\"594\" data-end=\"985\"><strong>FinQuest Coopetition 2026<\/strong> is an interdisciplinary innovation challenge empowering students, emerging professionals, and innovation enthusiasts to create impactful solutions for the future of financial services. Through exclusive guided <strong>workshops, mentoring, and hands-on prototyping<\/strong>, participants will work in teams to develop innovative, sustainable, and human-centered ideas aligned with the European Union\u2019s financial policy goals.<\/p>\n<div id=\"SubTitleId_subtitleAriaId\" class=\"--d-36\" data-automation-id=\"formSubTitle\">\n<p><em><span class=\"text-format-content \">The Coopetition is Organized by the Baltic Finance Centre\u00a0of Riga Technical University (RTU) Riga Business School in collaboration with RTU Design Factory.<\/span><\/em><\/p>\n<h4><strong>Challenges<\/strong><\/h4>\n<p>Applicants must select one of the three challenge areas:<br \/>\n<b><\/b><\/p>\n<ol>\n<li><a href=\"#twino\"><strong>TWINO Challenge: Turning savers into investors<\/strong><\/a><\/li>\n<li><strong><a href=\"https:\/\/finance.rbs.lv\/en\/indexo-challenge\/\" target=\"_blank\" rel=\"noopener\">INDEXO Challenge: Turning voluntary saving for retirement into &#8216;mission possible&#8217;<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/finance.rbs.lv\/en\/visa-challenge\/\" target=\"_blank\" rel=\"noopener\">VISA Challenge: Combating Fraud and Scams in the Age of AI<\/a><\/strong><\/li>\n<\/ol>\n<\/div>\n<div class=\"--d-36\" data-automation-id=\"formSubTitle\"><\/div>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-bottom:5%;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"1200\" height=\"550\" title=\"FINANSE-ES+NEXT+NAP\" src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/FINANSE-ESNEXTNAP.png\" data-orig-src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/FINANSE-ESNEXTNAP-1200x550.png\" alt class=\"lazyload img-responsive wp-image-10581\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271443%27%20height%3D%27661%27%20viewBox%3D%270%200%201443%20661%27%3E%3Crect%20width%3D%271443%27%20height%3D%27661%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/FINANSE-ESNEXTNAP-200x92.png 200w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/FINANSE-ESNEXTNAP-400x183.png 400w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/FINANSE-ESNEXTNAP-600x275.png 600w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/FINANSE-ESNEXTNAP-800x366.png 800w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/FINANSE-ESNEXTNAP-1200x550.png 1200w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/FINANSE-ESNEXTNAP.png 1443w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 718px) 100vw, 1200px\" \/><\/span><\/div><div class=\"fusion-image-element \" style=\"--awb-margin-bottom:5%;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img decoding=\"async\" width=\"1250\" height=\"247\" title=\"Signature BFC_RBS_logo_black.pdf\" src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Signature-BFC_RBS_logo_black.pdf.png\" data-orig-src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Signature-BFC_RBS_logo_black.pdf.png\" alt class=\"lazyload img-responsive wp-image-10570\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271250%27%20height%3D%27247%27%20viewBox%3D%270%200%201250%20247%27%3E%3Crect%20width%3D%271250%27%20height%3D%27247%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Signature-BFC_RBS_logo_black.pdf-200x40.png 200w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Signature-BFC_RBS_logo_black.pdf-400x79.png 400w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Signature-BFC_RBS_logo_black.pdf-600x119.png 600w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Signature-BFC_RBS_logo_black.pdf-800x158.png 800w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Signature-BFC_RBS_logo_black.pdf-1200x237.png 1200w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Signature-BFC_RBS_logo_black.pdf.png 1250w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 718px) 100vw, 1200px\" \/><\/span><\/div><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-4 hover-type-none\"><img decoding=\"async\" width=\"497\" height=\"121\" title=\"c95eb0f2-318c-4c70-9a25-0b4fd9b2dc59\" src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/c95eb0f2-318c-4c70-9a25-0b4fd9b2dc59-1.png\" data-orig-src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/c95eb0f2-318c-4c70-9a25-0b4fd9b2dc59-1.png\" alt class=\"lazyload img-responsive wp-image-10575\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27497%27%20height%3D%27121%27%20viewBox%3D%270%200%20497%20121%27%3E%3Crect%20width%3D%27497%27%20height%3D%27121%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/c95eb0f2-318c-4c70-9a25-0b4fd9b2dc59-1-200x49.png 200w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/c95eb0f2-318c-4c70-9a25-0b4fd9b2dc59-1-400x97.png 400w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/c95eb0f2-318c-4c70-9a25-0b4fd9b2dc59-1.png 497w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 718px) 100vw, 497px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-2\"><div id=\"SubTitleId_subtitleAriaId\" class=\"--d-36\" data-automation-id=\"formSubTitle\">\n<h4><\/h4>\n<h4><span class=\"text-format-content \"><b><\/b><b><\/b><strong>Participation<\/strong><br \/>\n<\/span><\/h4>\n<ul>\n<li>Apply via the <a href=\"https:\/\/forms.office.com\/Pages\/ResponsePage.aspx?id=RT1UKnKpdESdU9zxqX4WIwFJXOrQPGtMiTqeySz2nq9URjAwM1c0QjEwRVlQNzVINFU5TFpNVEo3Si4u\"><strong>registration form<\/strong><\/a>, select a challenge, and briefly describe your idea.<\/li>\n<li>Team size:\u00a0<strong>3\u20135 pers. <\/strong>(Individuals also may apply but must form a team by the end of Prototyping Day)<\/li>\n<li>Participants with any background and from any country are welcome (except Russia and Belarus).<\/li>\n<li>Teams must attend the full event and follow the <a href=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/FinQuest-Coopetition-2026-regulations-03022026.pdf\"><strong>regulations<\/strong><\/a>.<\/li>\n<li>All sessions take place in person at\u00a0<strong>RTU, \u0136\u012bpsalas iela 6A, Riga (The Moon)<\/strong>\u00a0from\u00a0<strong>16:00\u201319:00<\/strong><\/li>\n<\/ul>\n<h4><span class=\"text-format-content \"><strong>Evaluation &amp; Awards<\/strong><br \/>\n<\/span><\/h4>\n<ul>\n<li><span class=\"text-format-content \">Teams will present a prototype or concept in a\u00a0<b>3<\/b><strong>-minute pitch + Q&amp;A<\/strong>.<\/span><\/li>\n<li><span class=\"text-format-content \">One winning team will be selected per challenge category based on relevance, innovation, feasibility, progress, and presentation quality.<\/span><\/li>\n<li>Award eligibility:\u00a0<strong>2\/3 of team members<\/strong>\u00a0must attend\u00a0<strong>80%+<\/strong> of activities and present the final pitch.<\/li>\n<\/ul>\n<\/div>\n<div class=\"--d-36\" data-automation-id=\"formSubTitle\">\n<h4><strong>Prize Fund<\/strong><\/h4>\n<ul>\n<li><strong>EUR 6,000 total<\/strong>\u2014\u00a0<strong>EUR 2,000<\/strong> for each challenge winner<\/li>\n<li>Additional <strong>RTU Design Factory Award<\/strong>\u00a0for outstanding collaboration<\/li>\n<\/ul>\n<h4><strong>Important Notes<\/strong><\/h4>\n<ul>\n<li>Registration closes on\u00a0<strong>March 16, 2026<\/strong>, at 23:59 (EEST). <strong><span style=\"color: #ff0000\">UPDATE! Application deadline for INDEXO challenge extended till March 19, 23:59 (EEST)!<\/span><\/strong><\/li>\n<li>Any information shared publicly during the event is treated as public knowledge.<\/li>\n<li>The working language of the Coopetition is <strong>English<\/strong>.<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:5%;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-top:5%;--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--button_text_transform:uppercase;\" target=\"_self\" href=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/02\/FinQuest-Coopetition-2026-regulations-03022026.pdf\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">READ THE REGULATIONS<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-3 fusion_builder_column_inner_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-top:5%;--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" style=\"--button_text_transform:uppercase;\" target=\"_self\" href=\"https:\/\/forms.office.com\/pages\/responsepage.aspx?id=RT1UKnKpdESdU9zxqX4WIwFJXOrQPGtMiTqeySz2nq9URjAwM1c0QjEwRVlQNzVINFU5TFpNVEo3Si4u&amp;route=shorturl\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">APPLY NOW!<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:5%;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-3\"><h4><span class=\"text-format-content \"><strong>Event Schedule<\/strong><\/span><\/h4>\n<\/div><div class=\"fusion-content-boxes content-boxes columns row fusion-columns-1 fusion-columns-total-6 fusion-content-boxes-1 content-boxes-timeline-vertical content-left content-boxes-timeline-layout content-boxes-icon-with-title fusion-delayed-animation\" style=\"--awb-backgroundcolor:var(--awb-color2);--awb-hover-accent-color:var(--awb-color4);--awb-circle-hover-accent-color:var(--awb-color4);--awb-item-margin-bottom:40px;\" data-animation-delay=\"350\" data-animationOffset=\"top-into-view\"><div style=\"--awb-backgroundcolor:var(--awb-color2);--awb-content-padding-left:64px;\" class=\"fusion-column content-box-column content-box-column content-box-column-1 col-lg-12 col-md-12 col-sm-12 fusion-content-box-hover content-box-column-last-in-row\"><div class=\"col content-box-wrapper content-wrapper-background link-area-link-icon content-icon-wrapper-yes icon-hover-animation-fade fusion-animated\" data-animationType=\"fadeIn\" data-animationDuration=\"0.25\" data-animationOffset=\"top-into-view\"><div class=\"heading heading-with-icon icon-left\" style=\"margin-top:10px;\"><div class=\"icon\" style=\"margin-top:-10px;margin-bottom:-10px;-webkit-animation-duration: 350ms;animation-duration: 350ms;\"><span style=\"height:42px;width:42px;line-height:22px;border-color:rgba(255,255,255,0);border-width:1px;border-style:solid;background-color:var(--awb-color8);margin-right:20px;box-sizing:content-box;border-radius:50%;\"><i style=\"border-color:var(--awb-color8);border-width:1px;background-color:var(--awb-color7);box-sizing:content-box;height:40px;width:40px;line-height:40px;border-radius:50%;position:relative;top:auto;left:auto;margin:0;border-radius:50%;font-size:20px;\" aria-hidden=\"true\" class=\"fontawesome-icon fa-file-alt fas circle-yes\"><\/i><\/span><\/div><h2 class=\"content-box-heading\" style=\"--h2_typography-font-size:24px;line-height:29px;\">March 16<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\">\n<p><strong>Application Deadline<\/strong><\/p>\n<\/div><div class=\"content-box-shortcode-timeline-vertical\" style=\"border-color:rgba(255,255,255,0);left:72px;top:57px;-webkit-transition-duration: 350ms;animation-duration: 350ms;\"><\/div><\/div><\/div><div style=\"--awb-backgroundcolor:var(--awb-color2);--awb-content-padding-left:64px;\" class=\"fusion-column content-box-column content-box-column content-box-column-2 col-lg-12 col-md-12 col-sm-12 fusion-content-box-hover content-box-column-last-in-row\"><div class=\"col content-box-wrapper content-wrapper-background link-area-link-icon content-icon-wrapper-yes icon-hover-animation-fade fusion-animated\" data-animationType=\"fadeIn\" data-animationDuration=\"0.25\" data-animationOffset=\"top-into-view\"><div class=\"heading heading-with-icon icon-left\" style=\"margin-top:10px;\"><div class=\"icon\" style=\"margin-top:-10px;margin-bottom:-10px;-webkit-animation-duration: 350ms;animation-duration: 350ms;\"><span style=\"height:42px;width:42px;line-height:22px;border-color:rgba(255,255,255,0);border-width:1px;border-style:solid;background-color:var(--awb-color8);margin-right:20px;box-sizing:content-box;border-radius:50%;\"><i style=\"border-color:var(--awb-color8);border-width:1px;background-color:var(--awb-color7);box-sizing:content-box;height:40px;width:40px;line-height:40px;border-radius:50%;position:relative;top:auto;left:auto;margin:0;border-radius:50%;font-size:20px;\" aria-hidden=\"true\" class=\"fontawesome-icon fa-lightbulb fas circle-yes\"><\/i><\/span><\/div><h2 class=\"content-box-heading\" style=\"--h2_typography-font-size:24px;line-height:29px;\">April 9<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\">\n<p><strong>Opening\/ Ideation Day: <\/strong>Kick-off, team cohesion, challenge introduction, idea generation, and validation.<\/p>\n<\/div><div class=\"content-box-shortcode-timeline-vertical\" style=\"border-color:rgba(255,255,255,0);left:72px;top:57px;-webkit-transition-duration: 350ms;animation-duration: 350ms;\"><\/div><\/div><\/div><div style=\"--awb-backgroundcolor:var(--awb-color2);--awb-content-padding-left:64px;\" class=\"fusion-column content-box-column content-box-column content-box-column-3 col-lg-12 col-md-12 col-sm-12 fusion-content-box-hover content-box-column-last-in-row\"><div class=\"col content-box-wrapper content-wrapper-background link-area-link-icon content-icon-wrapper-yes icon-hover-animation-fade fusion-animated\" data-animationType=\"fadeIn\" data-animationDuration=\"0.25\" data-animationOffset=\"top-into-view\"><div class=\"heading heading-with-icon icon-left\" style=\"margin-top:10px;\"><div class=\"icon\" style=\"margin-top:-10px;margin-bottom:-10px;-webkit-animation-duration: 350ms;animation-duration: 350ms;\"><span style=\"height:42px;width:42px;line-height:22px;border-color:rgba(255,255,255,0);border-width:1px;border-style:solid;background-color:var(--awb-color8);margin-right:20px;box-sizing:content-box;border-radius:50%;\"><i style=\"border-color:var(--awb-color8);border-width:1px;background-color:var(--awb-color7);box-sizing:content-box;height:40px;width:40px;line-height:40px;border-radius:50%;position:relative;top:auto;left:auto;margin:0;border-radius:50%;font-size:20px;\" aria-hidden=\"true\" class=\"fontawesome-icon fa-laptop fas circle-yes\"><\/i><\/span><\/div><h2 class=\"content-box-heading\" style=\"--h2_typography-font-size:24px;line-height:29px;\">April 13<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\">\n<p><strong>Prototyping Day:<\/strong> Practical prototyping and technical mentoring, including AI-based solutions.<\/p>\n<\/div><div class=\"content-box-shortcode-timeline-vertical\" style=\"border-color:rgba(255,255,255,0);left:72px;top:57px;-webkit-transition-duration: 350ms;animation-duration: 350ms;\"><\/div><\/div><\/div><div style=\"--awb-backgroundcolor:var(--awb-color2);--awb-content-padding-left:64px;\" class=\"fusion-column content-box-column content-box-column content-box-column-4 col-lg-12 col-md-12 col-sm-12 fusion-content-box-hover content-box-column-last-in-row\"><div class=\"col content-box-wrapper content-wrapper-background link-area-link-icon content-icon-wrapper-yes icon-hover-animation-fade fusion-animated\" data-animationType=\"fadeIn\" data-animationDuration=\"0.25\" data-animationOffset=\"top-into-view\"><div class=\"heading heading-with-icon icon-left\" style=\"margin-top:10px;\"><div class=\"icon\" style=\"margin-top:-10px;margin-bottom:-10px;-webkit-animation-duration: 350ms;animation-duration: 350ms;\"><span style=\"height:42px;width:42px;line-height:22px;border-color:rgba(255,255,255,0);border-width:1px;border-style:solid;background-color:var(--awb-color8);margin-right:20px;box-sizing:content-box;border-radius:50%;\"><i style=\"border-color:var(--awb-color8);border-width:1px;background-color:var(--awb-color7);box-sizing:content-box;height:40px;width:40px;line-height:40px;border-radius:50%;position:relative;top:auto;left:auto;margin:0;border-radius:50%;font-size:20px;\" aria-hidden=\"true\" class=\"fontawesome-icon fa-coins fas circle-yes\"><\/i><\/span><\/div><h2 class=\"content-box-heading\" style=\"--h2_typography-font-size:24px;line-height:29px;\">April 21<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\">\n<p><strong>Viability Day:<\/strong> Workshops on business strategy, value proposition, customer discovery, and market validation.<\/p>\n<\/div><div class=\"content-box-shortcode-timeline-vertical\" style=\"border-color:rgba(255,255,255,0);left:72px;top:57px;-webkit-transition-duration: 350ms;animation-duration: 350ms;\"><\/div><\/div><\/div><div style=\"--awb-backgroundcolor:var(--awb-color2);--awb-content-padding-left:64px;\" class=\"fusion-column content-box-column content-box-column content-box-column-5 col-lg-12 col-md-12 col-sm-12 fusion-content-box-hover content-box-column-last-in-row\"><div class=\"col content-box-wrapper content-wrapper-background link-area-link-icon content-icon-wrapper-yes icon-hover-animation-fade fusion-animated\" data-animationType=\"fadeIn\" data-animationDuration=\"0.25\" data-animationOffset=\"top-into-view\"><div class=\"heading heading-with-icon icon-left\" style=\"margin-top:10px;\"><div class=\"icon\" style=\"margin-top:-10px;margin-bottom:-10px;-webkit-animation-duration: 350ms;animation-duration: 350ms;\"><span style=\"height:42px;width:42px;line-height:22px;border-color:rgba(255,255,255,0);border-width:1px;border-style:solid;background-color:var(--awb-color8);margin-right:20px;box-sizing:content-box;border-radius:50%;\"><i style=\"border-color:var(--awb-color8);border-width:1px;background-color:var(--awb-color7);box-sizing:content-box;height:40px;width:40px;line-height:40px;border-radius:50%;position:relative;top:auto;left:auto;margin:0;border-radius:50%;font-size:20px;\" aria-hidden=\"true\" class=\"fontawesome-icon fa-bullhorn fas circle-yes\"><\/i><\/span><\/div><h2 class=\"content-box-heading\" style=\"--h2_typography-font-size:24px;line-height:29px;\">April 27<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\">\n<p><strong>Validation Day:<\/strong> Solution validation &amp; pitch training &#8211; storytelling, and presentation preparation. Up to 15 teams selected for Final.<\/p>\n<\/div><div class=\"content-box-shortcode-timeline-vertical\" style=\"border-color:rgba(255,255,255,0);left:72px;top:57px;-webkit-transition-duration: 350ms;animation-duration: 350ms;\"><\/div><\/div><\/div><div style=\"--awb-backgroundcolor:var(--awb-color2);--awb-content-padding-left:64px;\" class=\"fusion-column content-box-column content-box-column content-box-column-6 col-lg-12 col-md-12 col-sm-12 fusion-content-box-hover content-box-column-last content-box-column-last-in-row\"><div class=\"col content-box-wrapper content-wrapper-background link-area-link-icon content-icon-wrapper-yes icon-hover-animation-fade fusion-animated\" data-animationType=\"fadeIn\" data-animationDuration=\"0.25\" data-animationOffset=\"top-into-view\"><div class=\"heading heading-with-icon icon-left\" style=\"margin-top:10px;\"><div class=\"icon\" style=\"margin-top:-10px;margin-bottom:-10px;-webkit-animation-duration: 350ms;animation-duration: 350ms;\"><span style=\"height:42px;width:42px;line-height:22px;border-color:rgba(255,255,255,0);border-width:1px;border-style:solid;background-color:var(--awb-color8);margin-right:20px;box-sizing:content-box;border-radius:50%;\"><i style=\"border-color:var(--awb-color8);border-width:1px;background-color:var(--awb-color7);box-sizing:content-box;height:40px;width:40px;line-height:40px;border-radius:50%;position:relative;top:auto;left:auto;margin:0;border-radius:50%;font-size:20px;\" aria-hidden=\"true\" class=\"fontawesome-icon fa-trophy fas circle-yes\"><\/i><\/span><\/div><h2 class=\"content-box-heading\" style=\"--h2_typography-font-size:24px;line-height:29px;\">May 11<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\">\n<p><strong>Final Day:<\/strong> Team pitches,\u00a0jury evaluation, Q&amp;A, and award ceremony.<\/p>\n<\/div><div class=\"content-box-shortcode-timeline-vertical\" style=\"border-color:rgba(255,255,255,0);left:72px;top:57px;-webkit-transition-duration: 350ms;animation-duration: 350ms;\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:5%;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Choose your challenge<\/h3><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:2%;--awb-flex-wrap:wrap;\" id=\"twino\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_2_3 2_3 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-padding-bottom-small:48px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color5);--awb-bg-color-hover:var(--awb-color5);--awb-bg-position:center top;--awb-bg-size:cover;--awb-box-shadow:0px 10px 23px 5px hsla(var(--awb-color2-h),var(--awb-color2-s),calc(var(--awb-color2-l) - 89%),calc(var(--awb-color2-a) - 85%));;--awb-border-radius:18px 18px 18px 18px;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:2.88%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInLeft\" data-animationDuration=\"1.1\" data-animationOffset=\"top-into-view\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-color2);--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:45px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;font-size:1em;line-height:1.4em;\">Turning Savers into Investors<\/h2><\/div><div class=\"fusion-text fusion-text-4\" style=\"--awb-text-color:var(--awb-color1);\"><p><strong>The Problem:<\/strong><\/p>\n<p>Although European households hold trillions of euros, the EU, including Latvia, faces a significant investment gap. Instead of channelling these funds into productive investments with higher returns, they sit in current and savings accounts being eroded by inflation.<\/p>\n<p><strong>The Challenge:<\/strong><\/p>\n<p>Design a solution that empowers savers to expand their investment choice set to include a wider range of investment options and providers beyond the traditional current and savings accounts.<\/p>\n<p><a href=\"https:\/\/finance.rbs.lv\/en\/twino-challenge\/\"><span style=\"color: #daa520\"><strong>Full description&#8230;<\/strong><\/span><\/a><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-bottom:10%;--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:20px;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:20px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Challenge Owner<\/h4><\/div><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-5 hover-type-none\"><img decoding=\"async\" width=\"300\" height=\"70\" title=\"TWINO\" src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/TWINO-1-scaled.png\" data-orig-src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/TWINO-1-300x70.png\" alt class=\"lazyload img-responsive wp-image-10552\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272560%27%20height%3D%27599%27%20viewBox%3D%270%200%202560%20599%27%3E%3Crect%20width%3D%272560%27%20height%3D%27599%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/TWINO-1-200x47.png 200w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/TWINO-1-400x94.png 400w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/TWINO-1-600x140.png 600w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/TWINO-1-800x187.png 800w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/TWINO-1-1200x281.png 1200w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 718px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-8 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:50px;--awb-margin-top:10%;--awb-flex-wrap:wrap;\" id=\"indexo\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_2_3 2_3 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-padding-bottom-small:48px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color5);--awb-bg-color-hover:var(--awb-color5);--awb-bg-position:center top;--awb-bg-size:cover;--awb-box-shadow:0px 10px 23px 5px hsla(var(--awb-color2-h),var(--awb-color2-s),calc(var(--awb-color2-l) - 89%),calc(var(--awb-color2-a) - 85%));;--awb-border-radius:18px 18px 18px 18px;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:2.88%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInLeft\" data-animationDuration=\"1.1\" data-animationOffset=\"top-into-view\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-color2);--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:45px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;font-size:1em;line-height:1.4em;\">Turning voluntary saving for retirement into &#8220;mission possible&#8221;<\/h2><\/div><div class=\"fusion-text fusion-text-5\" style=\"--awb-text-color:var(--awb-color1);\"><p><strong>The Problem:<\/strong><\/p>\n<p>Voluntary pension savings are persistently low, leaving many households underprepared for retirement. Participation in the third pillar (voluntary) pensions remains limited despite tax incentives and long-term benefits.<\/p>\n<p><strong>The Challenge:<\/strong><\/p>\n<p>Design a solution that motivates and enables people to actively save into their third pillar pension.<\/p>\n<p><a href=\"https:\/\/finance.rbs.lv\/en\/indexo-challenge\/\"><span style=\"color: #daa520\"><strong>Full descritpion&#8230;<\/strong><\/span><\/a><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-bottom:10%;--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:20px;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:20px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Challenge Owner<\/h4><\/div><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-6 hover-type-none\"><img decoding=\"async\" width=\"300\" height=\"84\" title=\"Logo uz caurspi\u2560\u00e4ga fona\" src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Logo-uz-caurspi\u2560aga-fona-1-scaled.png\" data-orig-src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Logo-uz-caurspi\u2560aga-fona-1-300x84.png\" alt class=\"lazyload img-responsive wp-image-10681\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272560%27%20height%3D%27716%27%20viewBox%3D%270%200%202560%20716%27%3E%3Crect%20width%3D%272560%27%20height%3D%27716%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Logo-uz-caurspi\u2560aga-fona-1-200x56.png 200w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Logo-uz-caurspi\u2560aga-fona-1-400x112.png 400w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Logo-uz-caurspi\u2560aga-fona-1-600x168.png 600w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Logo-uz-caurspi\u2560aga-fona-1-800x224.png 800w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Logo-uz-caurspi\u2560aga-fona-1-1200x335.png 1200w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 718px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-9 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:50px;--awb-margin-top:10%;--awb-flex-wrap:wrap;\" id=\"visa\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_2_3 2_3 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-padding-bottom-small:48px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color5);--awb-bg-color-hover:var(--awb-color5);--awb-bg-position:center top;--awb-bg-size:cover;--awb-box-shadow:0px 10px 23px 5px hsla(var(--awb-color2-h),var(--awb-color2-s),calc(var(--awb-color2-l) - 89%),calc(var(--awb-color2-a) - 85%));;--awb-border-radius:18px 18px 18px 18px;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:2.88%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"fadeInLeft\" data-animationDuration=\"1.1\" data-animationOffset=\"top-into-view\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-color2);--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:45px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;font-size:1em;line-height:1.4em;\">Combating Fraud and Scams in the Age of AI<\/h2><\/div><div class=\"fusion-text fusion-text-6\" style=\"--awb-text-color:var(--awb-color1);\"><p><strong>The Problem:<\/strong><\/p>\n<p>Financial fraud and scams in Europe are accelerating rapidly and have reached critical levels as AI-powered techniques increasingly exploit digital channels and human trust across borders.<\/p>\n<p><strong>The Challenge:<\/strong><\/p>\n<p>Design a solution that helps to protect people and organizations from AI-powered financial fraud and scams.<\/p>\n<p><a href=\"https:\/\/finance.rbs.lv\/en\/visa-challenge\/\"><span style=\"color: #daa520\"><strong>Full description&#8230;<\/strong><\/span><\/a><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-bottom:10%;--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:20px;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:20px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Challenge Owner<\/h4><\/div><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-7 hover-type-none\"><img decoding=\"async\" width=\"208\" height=\"68\" title=\"Visa logo\" src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Visa-logo.png\" data-orig-src=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Visa-logo.png\" alt class=\"lazyload img-responsive wp-image-10539\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27208%27%20height%3D%2768%27%20viewBox%3D%270%200%20208%2068%27%3E%3Crect%20width%3D%27208%27%20height%3D%2768%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Visa-logo-200x65.png 200w, https:\/\/finance.rbs.lv\/wp-content\/uploads\/sites\/15\/2026\/01\/Visa-logo.png 208w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 718px) 100vw, 208px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-10 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:50px;--awb-margin-top:10%;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">What we expect from teams<\/h3><\/div><div class=\"fusion-text fusion-text-7\"><h4><strong>About the solution<\/strong><\/h4>\n<p>Teams are invited to design <strong>any type of solution<\/strong> that helps take concrete steps towards solving the problem. We intentionally do <strong>not<\/strong> prescribe a specific format or business model to encourage broad and creative thinking.<\/p>\n<p>Depending on your chosen challenge, your solution may take many forms, including but not limited to:<\/p>\n<ul>\n<li>Digital platforms or ecosystems;<\/li>\n<li>Mobile or web applications;<\/li>\n<li>Standalone tools or features;<\/li>\n<li>Onboarding, verification, or decision-support journeys;<\/li>\n<li>Comparison, discovery, or recommendation mechanisms;<\/li>\n<li>Counterparty, offer, or transaction validation mechanisms;<\/li>\n<li>Digital learning solutions;<\/li>\n<li>Hybrid solutions combining various formats.<\/li>\n<\/ul>\n<p>Solutions can differ by target user and delivery model: they may be consumer-facing or B2B-oriented, and either embedded within existing services or offered as standalone concepts. Both early-stage ideas and more developed prototypes are welcome.<\/p>\n<h4><strong>Success criteria<\/strong><\/h4>\n<ul>\n<li><strong><u>Relevance &amp; Impact:<\/u><\/strong> How well does the solution address the challenge?<\/li>\n<li><strong><u>Innovation &amp; Creativity:<\/u><\/strong> How original and innovative is the solution compared to existing approaches?<\/li>\n<li><strong><u>Feasibility:<\/u><\/strong> How realistic and technically achievable is the solution with current resources, knowledge, and technology?<\/li>\n<li><strong><u>Viability:<\/u><\/strong> How likely is the solution to succeed in the market and deliver value to customers or stakeholders?<\/li>\n<li><strong><u>Presentation &amp; Communication:<\/u><\/strong> How effectively the team conveys its idea during the pitch.<\/li>\n<\/ul>\n<h4><strong>Regulation<\/strong><\/h4>\n<p>Teams are not expected to analyse regulatory frameworks, licensing requirements, or legal barriers in detail. The focus should be on solving the problem, even if it is unclear how the solution may fit under the current regulations.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-11 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10%;margin-bottom:10%;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-color4);border-color:var(--awb-color4);border-top-width:1px;\"><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-12 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\"><p><em>For any questions, please contact: mara.robezniece[at]rbs.lv<\/em><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":32,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-10421","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/pages\/10421","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/comments?post=10421"}],"version-history":[{"count":206,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/pages\/10421\/revisions"}],"predecessor-version":[{"id":10728,"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/pages\/10421\/revisions\/10728"}],"wp:attachment":[{"href":"https:\/\/finance.rbs.lv\/en\/wp-json\/wp\/v2\/media?parent=10421"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}